Energy

The clean energy transition will produce enormous wealth — in new industries, new jobs, new property values, and reduced utility costs. JBI examines who bears the energy burden today, who is being left out of the clean energy economy, and what equitable energy policy requires for communities of color — including the Latino communities who will build the clean energy workforce.

24%

higher energy burden for Hispanic households than the national average — 2 in 5 couldn't pay an energy bill in 2024
Hispanic Energy Council, 2025

8%

median energy burden for low-income Black households — vs. 3% for the median U.S. household
ACEEE, 2024

78%

of net new workers joining the U.S. labor force this decade will be Hispanic — yet Latinos are underrepresented in clean energy jobs
UnidosUS, 2024

$0

federal clean energy tax credit benefit for households with no tax liability — disproportionately households of color
IRS

JBI Research & the 2050 Survey

Key Figures

The Viewpoint is the official podcast of the Julian Bond institute for Financial Equity Research at the Center for Responsible Lending. Join us as we discuss economic empowerment, responsible innovation, and a fairer financial landscape, while offering practical takeaways and forward-looking ideas that can shape policy, financial markets, and your everyday financial decisions.
This tool provides an interactive way to explore the data of JBI's 2050 Survey. Click a topic on the left to jump to that section, or a survey question on the right to view its related data. Once you are within a section, click on the 'Home' icon to return to the main menu. The dashboard is optimized for a desktop experience and is not available on a mobile device.
Liz Laderman on July 30, 2026
$6 b in overdraft fees; $2.4 b in payday loan fees; $.7 b in car title loan fees. These enormous sums are extracted every year from families as the result of onerous triple-digit interest rates. Purveyors of high-cost loans like payday loans and auto title loans claim that they are providing funds for households to cover unexpected and occasional emergencies like medical bills or car repairs.

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